Charitable Donations Optimizer chooses an amount to carry forward lower than I think it should be. More carried forward for future years is best, is it not?

[dation]

Charitable Donations Optimizer uses amount lower than it should be.

[TurboTax-Julie-S]

Hi, thanks for your question.

Your credit is 15% of the first $200 of the donations and gifts you claim, and 29% of the balance. It may be more beneficial for you not to claim them this year, but to carry them forward and claim them in one of the next five years. 

Because the tax credit on the first $200 is at a lower rate, you should claim donations of both spouses on one tax return. This way, you incur the lower tax credit rate on the first $200 only once. You can claim donations that your spouse made as long as your spouse does not claim them.

The optimizer can be overridden, here's more info: https://turbotax.community.intuit.ca/questions/1189896-how-do-i-override-turbotax-s-donation-optimiz...

Thank you,

Julie