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New Member
posted Feb 19, 2021 6:51:43 PM

How to enter home buyers plan

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1 Replies
Level 3
Nov 25, 2022 1:45:27 PM

As per CRA (Canada Revenue Agency),

Certain conditions must be met in order to be eligible to participate in the HBP, including the following:

  • you must be considered a first-time home buyer
  • you must have a written agreement to buy or build a qualifying home, either for yourself or for a related person with a disability
  • you must be a resident of Canada when you withdraw funds from your RRSPs under the HBP and up to the time a qualifying home is bought or built
  • you must intend to occupy the qualifying home as your principal place of residence within one year after buying or building it. If you buy or build a qualifying home for a related person with a disability, or help a related person with a disability to buy or build a qualifying home, you must intend that the related person with a disability occupies the qualifying home as their principal place of residence

For full information view link below:

https://www.canada.ca/en/revenue-agency/services/tax/individuals/topics/rrsps-related-plans/what-home-buyers-plan/participate-home-buyers-plan.html

 

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