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posted Oct 29, 2019 11:45:03 PM

I am on title but not responsible for anything

I am trying to help my friend for his investment property by putting my name on mortgage. I am not investing anything therefore doing this for friendship. Will i be required to declare income on that property? We will be having a legal document signed off that i am not responsible for any income or expense for this property.Would that document be enough to keep me away from declaring any income on that property.

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Level 2
Oct 29, 2019 11:45:04 PM

Per CRA:

Who reports the rental income or loss?

The person who owns the rental property has to report the rental income or loss. If you are a co-owner of the rental property, your share of the rental income or loss will depend on your share of ownership.

Report the rental income the same way for each year you own that rental property. In other words, you cannot change the percentage of the rental income or loss you report each year unless the percentage of your ownership in the property changes.


1 Replies
Level 2
Oct 29, 2019 11:45:04 PM

Per CRA:

Who reports the rental income or loss?

The person who owns the rental property has to report the rental income or loss. If you are a co-owner of the rental property, your share of the rental income or loss will depend on your share of ownership.

Report the rental income the same way for each year you own that rental property. In other words, you cannot change the percentage of the rental income or loss you report each year unless the percentage of your ownership in the property changes.