After you file

@Oj7 They’re gonna tell you whatever they can to try and persuade you into thinking it’s the bank, system error, lost (Although it was never mailed or deposited, etc..) you can waste your time waiting or consult with a federal agency or attorney because ultimately that’s gonna be your only option, unless you don’t mind waiting possibly a year. I’ve been waiting for my refund since 2/24/22 I finally gave up and contacted the federal reserve. Enough is enough! Good luck tho!