I’m 63 getting severence from last year in aug I’m thinking about filing for soc serc sep 1 from what I understand anything income prior I will not b penalized but it will put me over 25000 and will pay fed tax. I’ve thought about waiting until Jan 1 2022 so their is no question. I will b getting a pension ,interest on income but will not put me over 25000 for fed tax however if soc serc itself go towards 25000 threshold which would put me over Is pension interest on savings and ir 401k and soc serc go towards that fed tax threshold I also wanted to know should I have tax taken out or wait and see how it plays out and also how does soc serc know to waive my severence as to not b penalized if I take it in sept. I also like to know is it better to do it online or have them do it over the phone. Thank y
