alijamx
New Member

If my spouse buys spousal RRSP, who get the tax credit?

 

Seniors and students

If your spouse purchases the RRSP, he/she is the "Contributor" and receives the tax credit on their return. 

The contribution is also limited by the Contributor's RRSP Deduction Limit, not the Annuitant's whose name the RRSP is in.