New Member

Seniors and students

To repay HBP you have to contribute to an RRSP, alternatively the amount that you are required to repay can be included as RRSP income.

So since you haven't been contributing to RRSP, you accountant has been including the required payment as RRSP income. So do not indicate that you are making a HBP repayment cause you are not. You cannot since you haven't contributed to your RRSP.