Your repayment period starts the second year after the year you withdrew the funds from the RRSP for your HBP. Because, you withdrew the funds in 2015, there is no minimum repayment required for 2015. However, you can choose to start making repayments earlier. When you receive your Notice of Assessment, you will be advised of the outstanding balance of your HBP and the minimum repayments, if any, required for the following year For more info, please see http://www.cra-arc.gc.ca/tx/ndvdls/tpcs/rrsp-reer/hbp-rap/rpymnts/menu-eng.html#mkng_rpmts
