I am taxable - I do not owe tax due to making a $16,000 contribution to my RRSP, but I have paid tax, so do have room to increase my refund. I saw this question 2 years ago, and it makes me wonder if your software does not work for/apply this credit. I am thinking of getting a T1 from the post office rather than paying for your service, since it doesn't seem to work properly.
