We would need more information to help you. To find out if having more than 20% as a down payment on your new home makes a difference on any of the credits available, please contact the Canada Revenue Agency at 1-800-959-8281.
For more information about the credits available, please see our TurboTax articles and FAQs below.
The Difference Between the Home Buyers’ Amount and the Home Buyers’ Plan
Am I Eligible for the Home Buyers’ Plan (HBP)?
Home Tax Deductions & Tax Credits for Canadian Homeowners
Thank you for choosing TurboTax.