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posted Apr 4, 2022 11:27:16 PM

Do we use the original purchase price of a property, when calculating capital gains even if it was 15 years ago?

For example: purchased a house in 2005 for 300,000.00, sold it in 2021 for 900,000.00.  How do I report this?

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1 Replies
Level 6
Apr 5, 2022 12:20:20 AM

Yes, If you sell a house for more than you paid for it, the profit is called a capital gain. Details of the sale are included in your tax return (Schedule 3) and capital gains tax is usually applied.

But if you sell your principal residence (the home where you and your family live throughout the year), the details of the sale are still included in your tax return but, in most cases, any profit you’ve made is exempt from capital gains tax.

 

To figure out how much of your profit is subject to capital gains tax, you’ll need to crunch the numbers on Form T2091 (IND) to determine your tax liability.

 

For more information, please click:
TurboTax  Capital Gains and Selling Your Home

Canada Revenue Agency(CRA) Disposing of your principal residence

 

 

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