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posted Jun 6, 2021 3:22:40 PM

For property rental expenses do we prorate things like mortgage insurance for the period of the rental (e.g. 3 months a year).

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1 Replies
Level 6
Dec 26, 2021 11:27:19 AM

As per the Canada Revenue Agency (CRA) the mortgage interest can be claimed but the mortgage insurance is not listed. Please see Line 8710 – Interest and bank charges

 

Common deductible rental expenses include: 

  • Supplies, such as bedding and toiletries
  • Insurance
  • Interest and bank charges
  • Professional fees, including legal and accounting fees
  • Repairs and maintenance if you hired someone to do the work
  • Property taxes
  • Travel needed to collect rent, supervise repairs, or manage your properties
  • Utilities
  • Prepaid expenses

For more information please Contact the Canada Revenue Agency.