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Returning Member
posted Apr 27, 2020 10:44:06 PM

Gic vs saving account

If I were to have money each year to set aside would putting that money each year in a savings account be better or every year putting that money in a gic better?

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1 Replies
Moderator
Apr 29, 2020 11:35:11 AM

It would depend on the the interest rates and what you want to do with your money. A GIC is locked in for a set period of time, so if you are saving for something in the short term, a savings account might be a better choice.

 

However, both tend to have pretty low interest rates, so there may be better places to put your money. A financial advisor or similar professional can help you look at what your options are and decide what is the right choice for you.