Why sign in to the Community?

  • Submit a question
  • Check your notifications
Sign in to the Community or Sign in to TurboTax and start working on your taxes
Level 2
posted Oct 30, 2019 7:48:17 PM

I transferred from one investment to another within the same company, and TurboTax imported a T5008. Now I have a Capital Gain, why when I did not sell my investment?

I moved $20,000 from one investment to another within the same company. When I imported my information, a T5008 was generated which I did not have a paper slip for. The information TurboTax imported was incomplete (the book value was missing).  So my book value was $14,000, which creates a Capital Gain of $6,000 and is significantly increasing my income and taxes owing. If I transferred the amount from one security to another - why would I have to pay capital gains? I understand I would have capital gains if I cashed the security - but not for a transfer.

0 1 1722
1 Best answer
Level 15
Oct 30, 2019 7:48:19 PM

The information was imported from CRA because the company holding your securities has to report these transactions on a T5008 slip. 

CRA views the transfer of "Unregistered" securities as a Disposition (therefore resulting in a Capital Gain) & a new Purchase as shown in the following documentation sources:

http://www.cra-arc.gc.ca/tx/ndvdls/tpcs/ncm-tx/rtrn/cmpltng/rprtng-ncm/lns101-170/127/gns/whn/menu-e... 

http://www.cra-arc.gc.ca/E/pub/tg/rc4169/rc4169-16e.pdf 

If you choose to reinvest any distributions by buying more units or shares, you may not actually receive the income shown on your information slips. However, you must still report on your income tax and benefit return the amounts shown on your slips. This is because CRA considers you to have received these amounts before reinvesting them. 

1 Replies
Level 15
Oct 30, 2019 7:48:19 PM

The information was imported from CRA because the company holding your securities has to report these transactions on a T5008 slip. 

CRA views the transfer of "Unregistered" securities as a Disposition (therefore resulting in a Capital Gain) & a new Purchase as shown in the following documentation sources:

http://www.cra-arc.gc.ca/tx/ndvdls/tpcs/ncm-tx/rtrn/cmpltng/rprtng-ncm/lns101-170/127/gns/whn/menu-e... 

http://www.cra-arc.gc.ca/E/pub/tg/rc4169/rc4169-16e.pdf 

If you choose to reinvest any distributions by buying more units or shares, you may not actually receive the income shown on your information slips. However, you must still report on your income tax and benefit return the amounts shown on your slips. This is because CRA considers you to have received these amounts before reinvesting them.