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posted Jun 26, 2021 12:57:16 PM

If I pay my mortgage and my cousin moves in and helps out with money, am I supposed to declare that as income?

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Level 5
Dec 6, 2021 8:45:32 AM

Please check our TurboTax FAQ: My friend lives with me and helps cover expenses. Do I have to report their payments as rental incom...

If you're renting the room at fair market value, you must declare the income as rental income. You could then also claim rental expenses.

If your tenant isn't paying fair market value, you're in a "cost-sharing" scenario. In a cost-sharing scenario, you do not have to declare the payments you receive from the tenant, but you also can't claim any rental expenses, nor can the tenant claim any benefit from rent paid, like the Ontario Trillium Benefit or other benefits that consider rent payments.

 

Please also check the Canada Revenue Agency’s (CRA) FAQ: Renting below fair market value.

 

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