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posted Oct 30, 2019 8:12:47 AM

In '17 I helped my sister purchase a home. The home is in my name, all payments are paid for by her. Should I claim the mortgage payments she has made as rental income?

In 2017, my husband and I helped my sister purchase a home when her marriage dissolved.  My husband and I are legally the joint owners.  All payments are withdrawn from our joint account but are paid back monthly by my sister.  Does this classify as rental income? Or is this a cost-sharing agreement?  What forms do I need to fill out?  This is a short-term arrangement and she will be assuming legal ownership in the next 6 months.  

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1 Best answer
Level 11
Oct 30, 2019 8:12:49 AM

First, what a terrific thing to do!

Second, it's not considered to be rental income as you have no expectation to make a profit. So there's no need to include the payments on your return.

1 Replies
Level 11
Oct 30, 2019 8:12:49 AM

First, what a terrific thing to do!

Second, it's not considered to be rental income as you have no expectation to make a profit. So there's no need to include the payments on your return.