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Re: Win $100! Finish & File Sweepstakes. Reply for entry.

rchristenson2233 — Wed, 08 Apr 2026 14:12:14 GMT

Last minute

Re: Win $100! Finish & File Sweepstakes. Reply for entry.

JJanke — Tue, 07 Apr 2026 20:44:21 GMT

It takes me quite a bit of time to get organized and ready to work on taxes, so I am not an early filer. But I do not like an extension because it only prolongs the pain. So, I try to get done on time and it usually takes me right up to April 15. I'm filing a week early this year because I over paid my estimated taxes, so I will receive a large refund!

Re: Win $100! Finish & File Sweepstakes. Reply for entry.

YoDaddy — Mon, 06 Apr 2026 03:03:01 GMT

I typically get my taxes knocked out ASAP. I hate waiting until the last second. This is the latest I have ever filed.

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Klwalters — Sat, 04 Apr 2026 23:57:21 GMT

I usually file the end of March or the first part of April because tax time is stressful. It would be better not so close to Easter and time change days all so close together.

Win $100! Finish & File Sweepstakes. Reply for entry.

ErickaY — Thu, 09 Apr 2026 03:28:58 GMT

Win $100! Two Truths and a Lie Sweepstakes. Reply for entry.

ErickaY — Mon, 23 Mar 2026 15:01:48 GMT

Re: Win $100! Tax Write-Off Sweepstakes. Reply for entry.

JohnRF789 — Tue, 17 Feb 2026 03:18:12 GMT

I didn’t know copayments for medications were deductible

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mkotula — Thu, 12 Feb 2026 23:55:57 GMT

I didn't realize that tips for food service industry were deductible. So thanks to TT for asking me what my employer industry was, I was able to get a bigger federal refund.

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ErickaY — Thu, 19 Feb 2026 15:21:10 GMT

Tax Refunds: What Do All Those Statuses Mean?

KarenL — Fri, 06 Feb 2026 21:08:06 GMT

Let’s get clear on the steps, status meanings, and timelines so you can feel confident that everything is progressing as normal, or if you need to do a little follow-up to discover if there’s a reason to take action. Your best bet to avoid any surprises later on is to proactively track the progress every step of the way. That tracking starts right in the TurboTax software and your email.

TURBOTAX

Pending - Your tax returns were sent to the IRS and state taxing authority (if needed). Now you’ll watch to see if they Reject them or Accept them. This, typically, takes 24-48 hours.
Rejected - Most rejects are for very common reasons such as typos in a Social Security Number. You should receive an email from TurboTax (keep an eye on your TurboTax account too) that will tell you the reject code or reason. Then simply log in to your TurboTax account, go to your return and select Fix it now or Revisit the section that applies to the reject code. To help, common reject codes and the steps to fix them can be found here.
Accepted - The IRS has them now! This doesn't mean they’re “approved”, only that the IRS accepted them for processing. Once you see that Accepted, follow along and check the status of your federal return directly through TurboTax or watch it directly on the IRS or state taxing authority’s website. If all is good, you should expect your refund (typically) within 21 days of Acceptance.

TIP: Often states process refunds quicker than the IRS, so don’t be surprised if this happens for you too. It’s a good thing!

IRS & STATE WEBSITES

Return Received - The 21-day clock starts to tick. This is the “average” time to process your refund.
Refund Approved - Your refund should hit your bank soon! As a matter of fact, the IRS Where’s My Refund page will show when to expect your refund.
Refund Sent - It’s officially on its way to you! If you don’t receive it when expected, it’s time to contact the IRS directly to verify the bank information the refund was sent to.

TIP: State taxing authority websites may have different statuses and timelines.

Have 21 days passed and the IRS or state taxing authority still hasn’t Approved your refund?

This could happen for one of several reasons and it’s usually something simple. A few common reasons for a delay are:

An IRS backlog is very common, especially as tax season nears its end.
Your tax return was randomly pulled for human eyes to look at. Watch your mail, not your email, but your physical mailbox. If there’s something the IRS needs clarification on, they’ll send you a letter. Usually, they’re just asking for proof of an expense or deduction.
Perhaps there was missed income like an extra W-2 or 1099 form. In that case, you’ll soon receive a letter explaining the details and what action you need to take.
If you filed early, your refund may be delayed by The PATH Act This is a delay due to certain tax credits that are claimed and for fraud prevention.
On occasion, the IRS will randomly request proof of identity. It’s a simple process for most people and can often be done over the phone. Follow the instructions you receive via mail from the IRS.

TIP: For your own safety and security, it’s best to verify any correspondence you receive from the IRS as legitimate before sharing any personal information or tax documents.

Re: Community Chatter! This or That

J_K_POTTER — Sun, 25 Jan 2026 13:52:01 GMT

Alright, what the heck is going on with Intuit's receiving hub for tax returns? Have attempted multiple times (and yes, restarting the program and computer) since last evening to transmit my return and get the message back, "We're experiencing Internet tansmission problems..." Come on, at least let users know that there are site-wide issues. Maybe caused by the severe weather. But the lack of information is unprofessional...

Community Chatter! This or That

ErickaY — Thu, 15 Jan 2026 18:13:27 GMT

Re: Win $100! New Year, New You Sweepstakes. Reply for entry.

SaveSmarter — Mon, 12 Jan 2026 05:46:45 GMT

I refocused on saving by setting up and following a monthly budget.

Re: Win $100! New Year, New You Sweepstakes. Reply for entry.

Jbird706 — Sat, 10 Jan 2026 03:34:26 GMT

I made plans for this year based on the 401(k) adjustments so I can balance out my contributions over the year and max out savings

Re: Win $100! New Year, New You Sweepstakes. Reply for entry.

aladdinabed — Fri, 09 Jan 2026 02:57:37 GMT

My family and I decided to be more intentional with our eating out at restaurants. We used to just eat out whenever our schedule called for it, but now we're establishing family dinner night every Saturday night as a family. It gives us time to connect while also giving us a structured plan for eating out.

Re: Win $100! New Year, New You Sweepstakes. Reply for entry.

cballa79 — Thu, 08 Jan 2026 14:48:05 GMT

I simply made a more conscious effort to eliminate things that I didn't truly need. I gave myself grace and maintained balance by allowing myself to buy things that I wanted but through a more conscious buying process. My husband and I saved a lot more and plan to continue these behaviors into 2026!

Win $100! New Year, New You Sweepstakes. Reply for entry.

ErickaY — Thu, 15 Jan 2026 18:05:06 GMT

The 3 Simple Steps to File Tax Returns

KarenL — Wed, 17 Dec 2025 17:15:16 GMT

Would you like to take the overwhelm out of tax-filing? Let’s be honest - tax filing is no fun, and stressing about getting it right is normal. Rest assured, filing your taxes doesn’t have to be super-complicated. Actually, it can be broken down into just 3 simple steps - and a few tips to make it even easier in years to come!

STEP 1 - Gather Financial Records

It’s so much easier, and definitely reduces stress, if your financial documents are all together and ready to go. Here’s what’s needed:

Gather all official tax forms (such as W-2s, 1098s, 1099s) from brokerages/investments, education, mortgage interest and don’t forget your 1095-A form if your insurance is from the Healthcare Marketplace. Remember, many tax forms are now only available online so you might need to log into your various accounts and download them. Some can even be imported directly into the TurboTax software.
Collect your receipts for childcare costs, charitable donations and out-of-pocket medical costs. Even if some of these expenses can’t be deducted on the federal (IRS) side, many states allow deductions.
Remember the little things such as bank interest and that little side gig you did. And it’s not a bad idea to peek at your bank statements (or that online store you frequent) to see if any of those expenses are deductible.
For any business or side gig where you don't receive a W-2, be sure to gather your Profit & Loss (P&L) statement (or a record of all income and business expenses), along with your business mileage log.

PRO TIP: Make your own customized checklist of what you need and keep it for next year. Also make note of any life changes such as moves, marital status, dependent status, job changes, home or investment sales/purchases.

STEP 2 - Sort by Income & Expenses

Start by sorting your income by the form and type of income. It’s easiest to enter those forms in tax software first. For example all W-2s go together and maybe a stack for 1099-Bs, 1099-INTs, and 1099-DIV forms. Any income that doesn’t have a form number should be separated by the type of income it is and if it’s taxable. For example if you were paid for services you provided but didn't receive a W-2 as an “employee”, that’s taxable self-employment. If you were given a gift from a family member, that’s not taxable to you…but winning a prize is taxable.

Next, work on receipts and expenses and sort by type. For example out-of pocket copays for medical, dental, or vision in one group. Charitable donations should be separated by cash or property donated. Anything business-related (if you have a business) should be separated and categorized as well.

If you’re in doubt whether it should be included in your tax return, simply set it aside until your taxes are completed. Don’t worry! The TurboTax software is very thorough and will take you step-by-step so you don’t miss a thing! Then make a note for next year if it’s needed or not. Add it to your customized checklist that you create (see above).

If you start implementing the Pro Tip below, you can skip this step next year! Congrats!

PRO TIP: Organize as you go throughout the year. Keep physical receipts that are tax deductible in labeled file folders or scan and organize on your computer. Also, it’s a good idea to set up folders (or tags) in your email to categorize and immediately move emailed receipts into those folders. Even if you simply have one email folder that says “2026 Receipts” (or similar), it separates them out of regular email. And you can create one for each year!

STEP 3 - Prepare, File & Monitor

Follow the easy interview in TurboTax (make sure to read the Learn more and other helpful info). Start with federal and do your state afterwards. Do a final review and check for errors. Then file and monitor to make sure your tax filings were Accepted for Processing.

Enjoy your refund!

Done! (until next year)

Top 5 Strategies to Financial Success & Retirement Planning

KarenL — Wed, 26 Nov 2025 13:24:18 GMT

The biggest challenge for retirement planning is the mindset that we don’t have enough “extra” to invest. The answer to that part is simple: think of investing in your retirement as a monthly bill you must pay. You commit to an initial amount, and it can change as income increases or decreases.

The next biggest challenge is deciding what types of investments to make. Usually, the best and first place people start to invest is a tax advantaged plan like your employer’s 401(k) or 403(b). The reason for that is because those contributions save you taxes right now which make less of an impact on your overall cash flow. If you don’t have access to those, the next most common place is a Traditional or ROTH IRA.

The five strategies below are the very basics, forget the fancy, high-risk “get rich quick” investments. If you get these down, you’re on track for a financially prosperous and comfortable life in your golden years! But if you do want to “play with your money”, it’s probably best to do it using discretionary money you have leftover after maximizing these basics.

Start Early & Pay Yourself First
I know, I know…everyone says this. There’s a reason for that - it’s the absolute BEST strategy to accumulate the funds you need to retire early and in the style you want to live your life. Even if you just set aside a small amount each week or month, it will give you a significant jumpstart compared to contributing lump sums in your later years (trying to catch up).

If you haven’t started yet, don’t despair, just start now! It’s never too late to begin or to increase your contributions. We hear rumblings about not being able to count on Social Security and, truthfully, nobody knows what will be available to you at retirement. It’s best to plan for your own financial future and that starts by taking action on it now.

For most of us, we tend to somehow find the money for the things that we really want or are the most important “in the moment”. Retirement seems like a far off goal so we tell ourselves “there’s still time”. Then, before we know it, we’re scrambling and worrying that we won’t have enough to ever retire. Ohh…you don’t want to be in that situation! Make retirement savings a high priority in your monthly budget. You’ll truly thank yourself later!
Contribute as Much as Possible
Any amount is better than nothing, but when it comes to retirement savings/investing, more is usually better. Start by taking a close look at what you currently spend your money on. For example, how often will you wear those new shoes? Was the last expensive meal you ate at your favorite restaurant for a lasting memory - or just because it was easier that day? And do you really need two of those lattes every single day?

Before you spend, remember the best parental advice we’ve all heard and “make good choices”. Don’t get me wrong, it’s not about sacrificing, it’s about budgeting and balancing. You can do both - set some money aside for retirement and some for those extra little luxuries. And if you make those extra luxuries “special” you appreciate them all that much more IF they’re truly special treats.
Mix It Up
Diversify! You’ve heard that before, right? Diversification is more than just asset allocation (mixing up stocks, bonds, mutual funds, crypto), you also want to diversify in the types of accounts you have and even the investment firms. If your employer has a company match for contributions to your 401(k) or 403(b), you’re leaving money on the table if you don’t at least contribute up to the matching amount.

Always remember that you’re in this for the long run. Don’t get scared into selling from normal market fluctuations (value of your investments). Sudden dips and increases happen for many reasons. It could be a fund manager is reallocating or it’s just normal reactions to the current economic environment. History tells us the value comes back. And it’s the reason for the diversification - if one investment is having a rough week/month/year, another may be having the best increases ever. Speak to a qualified and licensed financial advisor. Choose one who has exactly the experience and knowledge needed to reassure you that you’re on the right track, or steer you in a better direction.
Buy Real Estate
Investing in your own home might be the best and easiest way to start in the world of real estate. And if you’re more conservative in your investments, it might be the only real estate you ever own. While it may take 30 years to pay off that mortgage, you’re simultaneously building equity. And, it always increases in value in the end, except in rare locations. If the typical down payment is a concern, work with your mortgage broker as there are numerous down payment assistance programs and most are geared toward first-time homeowners.

Owning a home means access to an abundance of options for obtaining needed cash flow pre- or post-retirement.

If more monthly income is a goal, you might have space over the garage or other areas for tenants. And if your future health situation needs it, it might be the space for live-in assistance so you can stay in your home longer. Another option, if you’re in a cash flow pinch, is to take out a HELOC - Home Equity Loan/Line of Credit. If that’s not for you because you don’t want to pay back a loan during your latter years, there are options such as Reverse Mortgages or a Home Equity Investment - HEI (aka Home Equity Agreement - HEA). With those options, you get the money you need and still live in your home for as long as you like. While your heirs won’t get the full value of your home after you pass, they’ll still get a good portion of it. Having options is a good thing, especially for that peace of mind we all want during retirement!

If you’re more entrepreneurial, maybe investing in rental real estate or even land is an option for you. And real estate isn’t the only appreciable physical asset you can own. There are other possibilities such as certain collectibles or rare metals like gold and silver. Just remember that very important investment rule about diversification.
Have a Goal
You don’t need a goal to get started - instead start with the “start early” part - just do something. When considering the ultimate financial retirement need, life expectancy and lifestyle are critical to determining the goal amount. Do you want to travel? Do you want to indulge more in life’s luxuries? Estimate your expenses such as monthly bills, vehicle/rideshare costs, help around the house, and those extra “just because” treats for yourself. Add a little more because you likely forgot something (10% is common). Then adjust that total for inflation. Once you see progress, the ultimate goal will seem a lot closer and easier to confirm. You might see the numbers hit sooner than you expect! But you must start first!

Pro Tips for Even Better Retirement Planning:

Try to complete anticipated major expenses while income is flowing, or budget for them when planning your financial needs at retirement. Do your best to anticipate as much as you can so it's less of a surprise when it happens. Consider whether you’ll need a new car during retirement years, or are there home repairs such as a roof that’s seen better days? What about your plumbing and electrical - will it last during retirement? There will absolutely be unexpected expenses after you retire so go into it in the best possible way.
Protect yourself - now and in the future. This means in addition to having that extra slush fund for the unexpected, make sure your insurances are adequate. Life happens and it’s better to be proactive and ready than having to deal with a potentially devastating hit on your lifetime retirement funds.

Unless you’re wealthy enough to self-insure (have enough extra funds to cover nearly any financial emergency), insurance is the tool to mitigate potential large cash outlays. In addition to your auto, home, health, and life, you’ll want to consider long-term care insurance so you can have options if you become ill or unable to fully care for yourself. Some expenses may be covered with Long Term Care insurance such as household chores…read up the benefits and don’t assume all plans cover all possible needs.

The point is to be aware and prepared. Have a plan in place for the “what if” scenarios so you don’t have to worry about them later. You’ll be able to simply enjoy the rewards and time-freedom to do whatever you want during your retirement years! As it should be…

It wouldn’t feel right to end this without throwing in a great resource chock-full of Retirement Tax Tips!

Re: Win $100! Navigating Retirement Sweepstakes. Reply for entry.

brandnewmeow — Wed, 22 Oct 2025 18:21:30 GMT

Oh, I love this question! How fun to daydream. I would love to retire near the beach or even on an island, like St. Thomas. Nothing better to enjoy the warm weather, soft sand, and great drinks after a lifetime of hard work!

All blog posts in Getting started

Re: Win $100! Finish & File Sweepstakes. Reply for entry.

Re: Win $100! Finish & File Sweepstakes. Reply for entry.

Re: Win $100! Finish & File Sweepstakes. Reply for entry.

Re: Win $100! Finish & File Sweepstakes. Reply for entry.

Win $100! Finish & File Sweepstakes. Reply for entry.

Win $100! Two Truths and a Lie Sweepstakes. Reply for entry.

Re: Win $100! Tax Write-Off Sweepstakes. Reply for entry.

Re: Win $100! Tax Write-Off Sweepstakes. Reply for entry.

Win $100! Tax Write-Off Sweepstakes. Reply for entry.

Tax Refunds: What Do All Those Statuses Mean?

TURBOTAX

IRS & STATE WEBSITES

Have 21 days passed and the IRS or state taxing authority still hasn’t Approved your refund?

Re: Community Chatter! This or That

Community Chatter! This or That

Re: Win $100! New Year, New You Sweepstakes. Reply for entry.

Re: Win $100! New Year, New You Sweepstakes. Reply for entry.

Re: Win $100! New Year, New You Sweepstakes. Reply for entry.

Re: Win $100! New Year, New You Sweepstakes. Reply for entry.

Win $100! New Year, New You Sweepstakes. Reply for entry.

The 3 Simple Steps to File Tax Returns

STEP 1 - Gather Financial Records

STEP 2 - Sort by Income & Expenses

STEP 3 - Prepare, File & Monitor

Top 5 Strategies to Financial Success & Retirement Planning

Start Early & Pay Yourself First

Contribute as Much as Possible

Mix It Up

Buy Real Estate

Have a Goal

Re: Win $100! Navigating Retirement Sweepstakes. Reply for entry.