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posted Oct 30, 2019 10:01:39 AM

Can I claim management expense a RIF and LIF? I pay monthly payments from my bank cheque account for the management fee expense.

can I claim management expense for my RIF and LIF that I get monthly payments from? I pay monthly payments from my bank checking account for management fees.

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1 Best answer
Level 15
Oct 30, 2019 10:01:40 AM

    Fees paid to manage Registered Accounts are not deductible as "carrying charges and interest expenses". Registered accounts include RPPs, RRSPs, RRIFs, LIFs and TFSAs.

    The following CRA link explains this in greater detail.

    https://www.canada.ca/en/revenue-agency/services/tax/individuals/topics/about-your-tax-return/tax-re... 

    1 Replies
    Level 15
    Oct 30, 2019 10:01:40 AM

      Fees paid to manage Registered Accounts are not deductible as "carrying charges and interest expenses". Registered accounts include RPPs, RRSPs, RRIFs, LIFs and TFSAs.

      The following CRA link explains this in greater detail.

      https://www.canada.ca/en/revenue-agency/services/tax/individuals/topics/about-your-tax-return/tax-re...