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New Member
posted Oct 30, 2019 8:41:10 PM

If I use a personal line of credit to buy a Canadian public listed company stock that pays eligible dividend in a non-registered account, is the interest tax deductible?

  • Funding source: Unsecured Personal Line of Credit
  • Investment: holding dividend paying Canadian public listed company shares and not trying to sell in the short term
  • Type of Dividend: eligible dividend
  • Account: Non-Registered
  • Tax Status: Canadian Tax Resident

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1 Best answer
New Member
Oct 30, 2019 8:41:12 PM

WOW you are thorough!

Yes, you can use interest you paid to earn the dividend income as a carrying charge. 

The key is you said NON registered.... Good job explaining your situation.

1 Replies
New Member
Oct 30, 2019 8:41:12 PM

WOW you are thorough!

Yes, you can use interest you paid to earn the dividend income as a carrying charge. 

The key is you said NON registered.... Good job explaining your situation.