Do I need employment income to make and claim an RRSP contribution within the limits of my latest notice of assessment? As I'm retiring in 2019, I'll wait to get my 2019 tax year notice of assessment to make a final RRSP contribution which would be made in 2020. However, when I do make this final RRSP contribution in 2020, I will not have any employment income. Just interest, dividend and capital gain revenue.