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New Member
posted Jun 16, 2021 6:26:48 PM

Hi. I need to understand why i have taxable gains of 48 cad. all my investments are through TFSA accounts and I was within my TFSA limits

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Level 2
Nov 25, 2021 6:20:28 AM

The government sets a limit on how much CRA: Contributions can be deposited into the account each year. When money is taken out of the TFSA, the earnings are not taxed, nor penalties applied. Funds taken out of the account can't be returned without penalty to the account until the following tax year if there's no allowable room remaining, as determined by the government's contribution limits and the number of deposits you've already made to the TFSA that year.

 

Kindly see below additional information:-

Canada Revenue Agency (CRA): Taxable Free Saving Account Information 

TurboTax Article: What is TFSA (Tax-Free Savings Account)? 

 

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