Thank you for your question.
You cannot claim a larger RRSP/PRPP deduction than your contribution room allows you to. If you do, you will have to pay a tax on the excess amount.
For more information, please see the link below:
What happens if you go over your RRSP deduction limit?
If you have any questions, you can contact our phone support team or contact us via private chat on Facebook or Twitter.
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