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posted Oct 30, 2019 9:00:36 PM

RRSP Limit HBP ?

My last NOA has RRSP Contribution limit of $ 90. My annual HBP due contribution to repay money from earlier RRSP withdrawal 9 years back is $ 1500. Can I put $ 1500 or $ 1590 into my RRSP a/c upto Mar 1st , 2019 ?


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Moderator
Oct 30, 2019 9:00:38 PM

HBP Repayments do not affect your RRSP deduction limit. You can still contribute to your RRSP and designate that amount as a repayment under the HBP, even if your RRSP deduction limit is zero.