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New Member
posted Oct 29, 2019 11:39:41 PM

When I imported the data from Revenue Canada, it reported every investment I cashed as profit bringing my income to $260,000 for 2015, making my tax liability over $90000

I deleted all of those entries because that was not income but rather investments I had made then sold to purchase my home. Is that ok?

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New Member
Oct 29, 2019 11:39:42 PM

The difference between the purchase price of those investments and the selling price is, indeed, income.  You should ask your investment firm for a buy sell report and report these investments as capital gains.  If the info from CRA reported the full amount as income, there may not have been a cost included on the document that reported the sale of the investments.  When done correctly, you will pay 50% tax on the capital gains.

1 Replies
New Member
Oct 29, 2019 11:39:42 PM

The difference between the purchase price of those investments and the selling price is, indeed, income.  You should ask your investment firm for a buy sell report and report these investments as capital gains.  If the info from CRA reported the full amount as income, there may not have been a cost included on the document that reported the sale of the investments.  When done correctly, you will pay 50% tax on the capital gains.