My employer gives "credits" that I use to buy a medical/dental plan. This shows as a before-tax deduction on my pay stub. Can I include this as an eligible med expense?

There are 3 categories on my pay slip. Employer paid benefits (core life insurance), after-tax deductions (LTD, employee share purchase plan), and before-tax deductions (dental, medical, and health spending account). Can I include the YTD total for the dental, medical and HSA on my taxes an an eligible medical expense? 

I'm confused by the CRA wording because it says I can't include "health plan premiums paid by an employer and not included in your income". But is this considered part of my income even if it's "before-tax" because it's not under "employer paid"?


Thank you for your question.

The payslips would not give a definite answer, you would need to contact your payroll department to see how the HSA is recorded. Purchased by you and deducted from your income, then it would be claimed as a medical expense.

Was this answer helpful? Yes No
Tax Expert

No answers have been posted

More Actions

People come to TurboTax AnswerXchange for help and answers—we want to let them know that we're here to listen and share our knowledge. We do that with the style and format of our responses. Here are five guidelines:

  1. Keep it conversational. When answering questions, write like you speak. Imagine you're explaining something to a trusted friend, using simple, everyday language. Avoid jargon and technical terms when possible. When no other word will do, explain technical terms in plain English.
  2. Be clear and state the answer right up front. Ask yourself what specific information the person really needs and then provide it. Stick to the topic and avoid unnecessary details. Break information down into a numbered or bulleted list and highlight the most important details in bold.
  3. Be concise. Aim for no more than two short sentences in a paragraph, and try to keep paragraphs to two lines. A wall of text can look intimidating and many won't read it, so break it up. It's okay to link to other resources for more details, but avoid giving answers that contain little more than a link.
  4. Be a good listener. When people post very general questions, take a second to try to understand what they're really looking for. Then, provide a response that guides them to the best possible outcome.
  5. Be encouraging and positive. Look for ways to eliminate uncertainty by anticipating people's concerns. Make it apparent that we really like helping them achieve positive outcomes.

Select a file to attach:

Do you still have a question?

Ask your question to the community. Most questions get a response in about a day.

Post your question to the community