I am getting an error message in regards to my HBP repayment and cannot submit to Netfile.

I'm getting the following error message: You have unused RRSP contributions from prior years and you have designated RRSP contributions as your HBP and/or LLP repayment. Any portion of RRSP contributions made in 2017 or before cannot be designated as HBP/LLP repayments.

I don't have unused RRSP contributions from prior years. Everything looks fine with my RRSP details and my HBP repayment. RRSP contribution is higher than my HBP repayment. I tried "skipping" the error, but it won't let me Netfile until it is fixed. It looks like this was a problem last year but was fixed. One post suggested clearing the browser cache, which I have done, and it still doesn't resolve this problem. 

Answer

Spent a long time on the phone tonight with a very pleasant customer service rep. We finally got to the root of the issue which is that all of my RRSP contributions have been to a spousal RRSP. Your HBP repayment cannot be applied against that. It can only be applied against contributions to your own account. At least that was the issue in my case. Also check to make sure you have not selected that you have unclaimed contributions in the profile section (assuming that is true), even if you later fill out that you have $0 to claim from previous years. This seemed to also be messing up the forms.
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