Thanks so much! I'll have this 6k Traditional IRA then for tax year 2022 and if I understand your advise correctly that can impact my conversion from traditional to Roth for 2023 (if I choose to do that). So that make me "stuck" with the traditional IRA option, unless I found someone who can guide me through the prorated process (I suppose it's quite complex). Do you have any options e.g to withdraw since I have not done anything with the traditional IRA money at Fidelity?
