2022 calendar year, I contributed to Roth ira, then during 2023 Jan1 - April 15th realized my income is over limit, so I took out my excess contribution using the NIA method during that time before the tax deadline.
- 1200 excess into wealthfront during 2022, then take out 1175.02 (loss) on 03/27/2023, [I did a lot of research then, and know the 1099-R will be mailed to me in 2024 with JP code, so I created my own JP 1099-R in 2023 Apr to avoid amend tax later]
- 600 excess into M1 finance during 2022, then take out 558.47 on 03/23/23 (loss) [same thing with Wealthfront]
Wealthfront did exactly what I predicted and sent me the JP code 1099R goes well with my return in 2024 and everything matches up, none of that 1175.02 affects my taxes.
However, the stupid M1 finance gave me a 1099R with code 8 on it in 2024.
2a blank,
2b not determined checked,
other boxes through 6 are blank,
code8.
1st year of roth 2018
I am trying to file this, but the program is forcing me to enter a value in 2a, but I can't since it is blank
