maybe, when you start RMDs if you have tax basis (non-deductible amounts reported on form 8606) a portion will be nontaxable.
You once could take a loss on your IRA plans if you cashed out all your IRAs of the same type—traditional IRAs or Roths. That tax loophole ended with the 2018 tax year. That law expires in 2025. No one knows if it will be extended.
