The responses on this have been very confusing, so I'm not surprised that TT hears about it every year. I called my pension custodian (Prudential) and was told by the first person I talked to "Ask your professional tax advisor." No one could confirm or not that an RMD was being taken out (although another person from Prudential is supposed to call me back). If I tell TT "Yes", then I have to say how much of my annual distribution was an RMD, which I have no way of knowing.
