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New Member
posted Dec 18, 2021 8:12:44 PM

This question asks “Did you have income from investments such as sale of stocks ..” The only stocks I sold were in my TFSA so do I select yes or no?

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1 Replies
Level 5
Dec 21, 2021 6:07:34 AM

You would select No to the question because do not need to report any investment income from a TFSA in your T1 tax return.

However, if you make a lot of money from your investments in a TFSA account, you may be required to file Form RC243, Tax-Free Savings Account (TFSA) Return. If you think this situation may apply to you, you can inquire directly with the Canada Revenue Agency (CRA) at 1-800-959-8281.

 

As per CRA:

Most TFSA holders have no tax payable related to their TFSA investments, and no TFSA tax return has to be filed. However, when TFSA taxes are applicable for a year, Form RC243, Tax-Free Savings Account (TFSA) Return, must be filed by June 30, of the following year. Any tax owing must also be paid by that date.

 

For more information regarding investments in a TFSA, please visit these FAQs:

TurboTax: Taxing Investments in Canada

CRA: Tax-Free Savings Account (TFSA), Guide for Individuals

 

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