If you would like to use TurboTax CD/Download, then there is no need to buy both Premier and Standard. Premier comes with 12 returns and does everything that Standard does. You will only need one account to buy the software if you buy it directly from us.
If you would like to use TurboTax Online, then you can two different versions for you and your husband. You can use the same account, but you would have to prepare your returns separately.
Thank you for choosing TurboTax.
