Seniors and students

Please clarify the nature of the payment you are considering to designate as a transfer.  The CRA has the Guide T4040 RRSPs and Other Registered Plans for Retirement: http://www.cra-arc.gc.ca/E/pub/tg/t4040/t4040-e.html#P2464_83200  Where charts 8 & 9 discuss amounts that can be transferred either indirectly or directly.