Thank you Susan but I don’t get it, I withdraw 5k from RRSP because I exceeded my limit. My understanding when you exceed your contribution limit, you have to withdraw to correct. Here is an example:
RRSP limit contribution: 15 k
i contributed 20k than I withdraw 5k to correct but didn’t use the form T3012A.
if I put my RrSP contribution is 20k, I have to pay penalties, does it mean unless I use the form T3013A, my withdraw doesn’t correct the situation.
thank you for your patience.
Samira
