Since 2018 is the last year you can contribute, yo...
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Seniors and students

Since 2018 is the last year you can contribute, you will have to remove the $1600 in over contributions.  To remove it without withholding tax, you will need form 3012a.

Please refer to the link for more information.

https://www.canada.ca/en/revenue-agency/services/tax/individuals/topics/rrsps-related-plans/making-w...

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