Even if you do not need to use your RRSP deduction to reduce your taxes for a given year, you still need to report them on your Schedule 7 for that year. If you did not file a Schedule 7 when it was required, complete one for that tax year and submit it to your tax centre. By doing so, you will avoid having your deduction for contributions made in the first 60 days of the year, or in an earlier year, reduced or disallowed.
