Hi, I am in a bit of a different situation. I moved to Canada in July 2019 and already filled my taxes for 2019. Now I got a different Job in May 2020 and the employer as per contract is to contribute 8% of my annual salary for RRSP (Group plan). I have not deducted any RRSP contributions for my 2019 tax return. Can my employer proceed with the RRSP contributions? I would be filling these contributions next year for my 2020 tax return. My current contribution room for 2019 is $0.00. Would I be penalized for puting money towards an RRSP in this case?
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