Seniors and students

When you purchase an rrsp you are eligible for the deduction claim based on your rrsp deduction room.  Since you purchased a spousal rrsp you receive the deduction and your spouse owns the plan, therefore you cannot designate her rrsp to repay your LLP.   I am not fully understanding how you over contributed to your wife's spousal as it is based on your rrsp deduction room when purchasing a spousal rrsp.  If you over contributed over your limit then you will have a carryforward deduction for next year.  Again the plan is owned by your spouse so you cannot designate any amounts to your LLP,