Thanks so much for the reply on this. I tried searching on Market-Linked but didn't come up with this type of detail.
Unfortunately the key information at this site as it applies to my case are the words "minimum guaranteed interest" and "minimum interest rate". In my case there was no minimum interest rate on the ML-GIC and the payout was only based on the performance at the end of the five year period; therefore only one T5 slip at the end.
