Troubleshooting

That question is far from being worded clearly, in my opinion. In fact, I didn't interpret it that way at all. I read it as "Did you open your first FHSA or became a successor holder in 2025 or a previous year?", meaning did you open a FHSA in 2025 or a previous year, which applied in my case. If it is truly two questions as you suggest, it should read "Did you open your first FHSA in 2025 or became a successor holder in 2025 or a previous year".