I am filing my 2025 tax return using Turbo Tax. I turned 65 in June 2025 and only earned self employment income in 2025. I have never received any CPP benefits and don't plan on starting CPP until I am 70. But I want to stop contributing to CPP starting in June 2025. I filled out Schedule 8 Part 1 with my election to stop contributing in June, 2025 and Part 2 filled out automatically telling me that the number of months to use for my CCP contribution calculation is 5. and the rest of the Schedule 8 has filled out with my Part 4 with the income calculations.
Now when I go to file, the Turbo Tax program says I have two errors:
"You made an election to stop contributing to CPP on your self-employment earnings for more months than you received CPP benefits in the tax year. Please correct." AND
"You entered an election date to stop...contributions to the CPP. To be eligible, you must be 65 to 70 years of age, have self-employment income, and receive CPP retirement benefits".
If you only have self employment income at 65 and older, to be eligible to stop contributions, do you or don't you have to be receiving CPP benefits in order to stop the CPP contributions?
