I have a client in the same situation. She only has self-employed income, reached 65 years old in 2025, did not get CPP payment. So, from reading the Moderator's explanation, electing to stop CPP contribution for 2025 via the 2025 tax return is NOT an option since she did not receive any CPP payment.
So, my question is if she does want to stop CPP contribution on her self-employed income, does she have to first apply to receive CPP payment and then hopefully when filing the 2026 tax return, she can elect to stop the CPP contribution? Any response & guideance would be appreciated. Thanks
