Can I claim the "First-time home buyer incentive" if my down payment is more than 20%?

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We would need more information to help you. To find out if having more than 20% as a down payment on your new home makes a difference on any of the credits available, please contact the Canada Revenue Agency at 1-800-959-8281.

For more information about the credits available, please see our TurboTax articles and FAQs below.

The Difference Between the Home Buyers’ Amount and the Home Buyers’ Plan 

Am I Eligible for the Home Buyers’ Plan (HBP)?

Home Tax Deductions & Tax Credits for Canadian Homeowners

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