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Can you claim flood damage to your house that you paid outside of an insurance claim. Such as digging around the perimeter of your house, sealing, new sump pump?

 
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Can you claim flood damage to your house that you paid outside of an insurance claim. Such as digging around the perimeter of your house, sealing, new sump pump?

Unfortunately, if this is for a principal residence, flood damage is not claimable.

 

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