@TurboTaxStdUser The question "Did you open your first FHSA or became a successor holder in 2025 or a previous year" is asking two things:
- Did you open your first FHSA in 2025?
- Did you become a successor holder in 2025 or a previous year?
So, if you opened up your FHSA in 2024, and you didn't inherit it from a deceased spouse/partner, you would answer NO to that question, and leave the rest of Section 1 of Schedule 15 blank.
