Fhsa carry forward

[user17730280423]

I contributed $3500 to my FHSA in 2023. I carried forward $4500 contribution room. I then contributed $12,500 in 2024, but only claimed $8000 in deductions (by accident?). I've contributed $8000 in 2025 and I would like to deduct that 8k plus the $4500 I (accidentally?) didn't deduct last year. How do I fill out the attached form properly to achieve this? I'm using turbo tax. Thanks.

[TurboTaxAniqua]

In the FHSA section of TurboTax (under Deductions > RRSPs & Registered Savings):

Locate the field for "Unused FHSA contributions from prior years" (this is the $4,500 you didn't claim in 2024).

Enter $4,500. You can verify this number on your 2024 Notice of Assessment from the CRA.

 

Enter the $8,000 you contributed during 2025 (as shown on your 2025 T4FHSA slip).

TurboTax will calculate your "Maximum FHSA deduction available," which should now show as $12,500.

On the screen that asks, "How much of your FHSA contribution do you want to deduct this year?" ensure the value is set to $12,500. (Sometimes the software defaults to only the current year's amount, so you may need to manually type in the full $12,500).

$12,500 will appear on Line 20805 of your T1 return.

By entering the $4,500 as "Unused," you are telling the CRA: "I already put this money in the bank last year; I just didn't take the tax break for it yet."

If this workaround does not work, we recommend contacting our product support team by phone. 

https://turbotax.community.intuit.ca/turbotax-support/en-ca/help-article/tax-return/contact-us/L1h8P...

They have access to tools we don't have here in the Community, like screenshare, and see the issues to escalate into an investigation if needed.

Please let us know how things turned out. 

Thank you for choosing TurboTax.