Why is 80% of my tax refund being deducted by a refund transfer? What is this deduction for and can I avoid it?

[curtis-c-r-8824]

This was shown on my NOA and took me by surprise since I had a professional help me with filing, and he sounded confident about my refund.

[TurboTaxSusan]

Is the transfer going to your instalment account? https://www.canada.ca/en/revenue-agency/services/tax/individuals/topics/about-your-tax-return/refund...