1099R

[josgargiulo]

Not available on my program

[JohnB5677]

Please clarify your situation

1. Are you Online or on the Desktop?
2. Regardless of the platform: can you select Wages & Income?
3. On the Desktop: do you see 
   1. Retirement Plans?
   2. Do you see 1099-R listed?
4. In the Online version
   1. Retirement Plans and Social Security?
   2. Do you see 1099-R listed here?

[user17721692480]

I cannot file my taxes because TurboTax (TT) has a glitch for entering my 1099R for my old-fashioned employer sponsored PENSION that I receive from the State Teacher's Retirement System of Ohio.  TT gets all hung up IRA and 403(b) and RMDs and asks inappropriate questions that I cannot answer.  [A genuine employee pension does not distribute RMDs.]   Also, just before I retired, I paid additional contributions with already taxed funds.  Each year my pension amount includes the return of a small amount based on that extra money I paid in, the amount is not taxable.  So, the 1099R includes a Gross Distribution in Box 1 and a lessor "Taxable Amount" in Box 2a where a portion of my extra contribution is subtracted from the amount in Box 1 [it is the same amount every year].  The amount of the portion of the extra contributions is reported in Box 5 as "Employee contributions, Designated Roth contributions, or insurance premiums", and there reports the amount of my extra employee contributions.  It won't accept the 1099R entry without trying to take me through all sorts of irrelevant questions.  For instance, it wants to know how I CALCULATED the amount in Box 2a.  Well, I DID NOT calculate it--it was explicitly stated on the 1099R!  So, the question is, how can I get it to recognize that?   Of course, I have reported the same information for the past 15 years, mostly using Turbo Tax.  SO WHAT CAN I DO TO GET PAST THE ROAD BLOCK so I can file my tax return?????

[user17721692480]

Online TT.   Yes, I can see my 1099R (s) listed.  There are 4.  Only the one for a pure Pension is a problem.

[TurboTaxAniqua]

Are you filing US taxes or Canadian taxes?

[user17721692480]

U.S. 1099R.   State Teachers Retirement System of Ohio. 

This is the 15th year I've filed the same general information from this form.  It always includes $2650 in Box 5 "Employee contributions," etc, and deletes the amount from Box 1 "Gross Distribution" to determine the amount in Box 2a, "Taxable amount".   I admit, often TT made me clarify the amount I am taxed on, but never to the degree it did this time, and after verifying the input with several more questions it always let me go ahead with the rest of my tax form.   

The crux of the problem seems to be that TT ignores the fact I entered the actual amounts directly from the 1099R, yet they want to investigate further how I CALCULATED the amount of non-taxable income reported.  It appears they are referencing some regulations for RMDs from another type of retirement income.  That is not pertinent to a 1099R from a PENSION fund. 

I've re-entered the item 3 times, and each time TT figures the non-taxable portion is wrong and changes it--but that always changes my total income (etc) and ends up increasing my tax refund.  That is bogus and won't be acceptable to the IRS ! 

And I cannot file my taxes until this part of the program is finally satisfied!  There must be a bug in this section of TT.

So what do I do about it?

Thanks!

[JamesG1]

In TurboTax Online, I am able to enter an IRS form 1099-R with a box 1 amount and a box 2a amount.  The box 1 amount exceeds the box 2a amount by $2,650.

In TurboTax Online, I followed these steps:

• Down the left side of the screen, click on Federal.
• Down the left side of the screen, click on Wages & income.
• Scroll down to Retirement Plans Social Security.  Click the down arrow to the right.
• Click Start / Revisit to the right of IRA 401K Pension Plan Withdrawals.
• At the screen Did you get a 1099-R in 2025?, select Yes.
• At the screen Who gave you a 1099-R, I selected Financial institution or other provider (1099-R).  Click Continue.
• At the screen Enter your 1099-R details, I entered the box 1 and box 2a amounts.  I entered distribution code 7 in box 7.  Click Continue.
• At the screen Is the IRA/SEP/SIMPLE box on this 1099-R checked, I selected No.  Click Continue.
• At the screen Where is your distribution from, I selected Qualified government or public pension.  Click Continue.
• At the screen What kind of retirement plan do you have, I selected Qualified plan (most common).  Click Continue.
• At the screen Was this distribution from a 403(b) plan?, I selected Yes.  Click Continue.
• At the screens Annuity Information, I selected Yes to Periodic payments, then No to start receiving payments in 2025, then Yes for the years you received these distributions, was the total amount shown on the form the amount you paid tax on?

The tax return was able to pass Review.

See also this TurboTax Help.

@user17721692480